Health Insurance Learning Videos

This resource will contain an aggregation of health insurance learning videos from across the internet ranging from educational clips about "How Obamacare works" to segments explaining various health insurance terms and specific product types.

Understanding how health insurance works, and how various plans differ from one another is important in order to make sure that you choose the best policy that fits your needs.

Videos are grouped based on various categories to make it easy to find what you re looking for.

Obamacare Learning Videos

Calculating household income when applying for health coverage

The video above posted by CMS, explains "what counts as income" when calculating your household income for the purpose of applying for health coverage and related premium tax credits via healthcare.gov.

Duration 3:35

Re-enrolling in Your Marketplace Health Plan

The video above created by CMS, explains what you have to do to remain enrolled in the marketplace plan that you had previously enrolled in, if that is your preference of course.

It also provides some advice on what to consider before making the decision to either

  1. Keep the plan that you were previously enrolled in
  2. Select a new marketplace health plan

Duration 2:55

How Does Obamacare (The Affordable Care Act) Work?

This "HowStuffWorks" style video explains how Obamacare works in around 5 min. The video was posted to Youtube in 2013, and an item or two may have changed. Such as the ability to keep your existing plan if you like it. Nevertheless, this video effectively explains the basics of the Affordable Care Act. Its hits on the major facets such as the individual mandate, essential health benefits, premium tax credits, etc.

Duration 4:50

Patient Protection & Affordable Care Act (or Obamacare)

This is a terrific explanation of the Patient Protection and Affordable Care Act (PPACA) better known as Obamacare as produced by KahnAcademy.com. Kahn Academy provides great educational guides on a variety of topics, and this is no exception. This 7 minute video was published in 2012, so some of the finer points may have been updated in the years that followed, but this still provides a nice overview of how the PPACA works from an unbiased source.

Video duration 7:13

Latino Health Insurance Marketplace & Community

Short video released by healthcare.gov reaching out to Latino community to drive Latino health insurance enrollment during open enrollment period. Driving health insurance marketplace enrollment within the Latino community was identified as being of particular importance by the Obama administration as uninsured rate among the Latino segment is relatively high, and although they have been significant improvements here as 300,000 hispanic children gained coverage from 2013 to 2014. However, there is still work to be done. In 2014 39.5% of uninsured children in this country were Latino while accounting for only 24.4% of the overall child population (under age 18).

Duration 3:12

Other info you might be interested in: Healthcare.gov translated into Spanish.

ACA Delivery System Reform

Short whiteboard video produced by the U.S. Department of Health & Human Services which documents their efforts in building an new and improved healthcare delivery system in the age of the Affordable Care Act.

duration 2:49

Health Insurance Fundamentals

How do Deductibles & Copays Work?

If you have health insurance or are in the market for an insurance plan, you may be feeling terminology overload. What is a deductible? What is coinsurance? How does a Co-pay work? What is an insurance Premium? Individual out of pocket maximum? In this video, we’re going to break down these essential health insurance terms, explain how the costs work for both you and your insurance company, and hopefully help you feel more confident about how your plan works.

Duration 6:06

What is the difference between a PPO & an HMO?

In this video, learn the difference between an HMO plan and PPO plan in order to ensure you choose the best policy for your needs.

Duration 1:29

Medicare Learning Videos

Understanding Medicare Advantage

Video published my Medicare Made Clear which explains what Medicare Advantage (Medicare Part C) and the components of Medicare Advantage and who offers these plans for seniors aged 65+.

Duration 1:06

Medicare Part D (Prescription Drug Plans)

Another video created by Medicare Made Clear. This video provides a great explanation of how Medicare Part D works, and how it should be used.

Duration 0:45

Medicare Advantage vs. Medicare Supplements

This video from Wellmark Blue Cross and Blue Shield explains the difference between Medicare Advantage plans and Medicare Supplement plans. It is useful for seniors to help them determine what type of senior health plan is right for them.

Duration 2:26